Real estate researcher

A primary emphasis in this discussion about “getting back to basics” for commercial real estate loans is the need for small business owners to be prepared for an extremely difficult commercial lending environment. Obtaining commercial real estate financing can no longer be taken for granted by small businesses because of the recent ineffectiveness that continues to prevail with commercial banking. Large corporations continue to have much more leverage than small business borrowers when it comes to bank loan negotiations. (more…)

Tags: commercial mortgages, commercial real estate loans, finance, real estate, small business
Posted in Uncategorized, real estate, research | No Comments »

A simple common sense solution will often be more effective than a complicated approach when businesses are faced with difficult financial circumstances. The critical importance for small business owners placing a high priority on “getting back to the basics” is exemplified by increasingly limited working capital options in the face of commercial banking problems.

The entire process of reviewing “working capital basics” will help businesses conclude how other commercial finance options are likely to be more effective in resolving their predicament than a traditional bank solution of taking on more business debt to resolve financial problems. (more…)

Tags: business finance, business financing, credit card processing, finance, small business, working capital
Posted in Uncategorized, real estate, research | No Comments »

As a practical strategy to replace conventional bank business loans for any small business owner trying to keep their operation afloat, accounts receivable financing should be thoroughly evaluated. A temptation for borrowers to eliminate options prematurely because they appear to be too costly or complicated is one of the biggest hurdles in this process. It will usually be prudent to keep all workable options on the table because there will not always be be a simple or cheap solution to the commercial finance difficulties for a business. (more…)

Tags: accounts receivable, business, factoring, finance, financing, receivables, small business
Posted in Uncategorized, real estate, research | No Comments »

It is reasonable to ask if commercial banking has more potential disasters about to emerge based on what has been seen and reported so far. Banks and other lenders have experienced both poor operating results and negative publicity for the past year or more. The commercial mortgages activity reported by most banks tells a different story than the portrayal as healthy and normal by bankers and politicians. (more…)

Tags: business, business financing, commercial loans, consulting, finance, loans, small business, working capital
Posted in real estate, research | No Comments »